春節(jié)假期剛剛結(jié)束，市場迎來新年首次降息。根據(jù)中國央行最新消息，2月5年期以上貸款市場報(bào)價(jià)利率下降25個(gè)基點(diǎn)至3.95%，1年期維持不變。請(qǐng)看本報(bào)昨日的報(bào)道： China’s benchmark lending rate dropped Tuesday as the country has strengthened monetary measures to give the economy a promising start in the first quarter of 2024. The loan prime rate (LPR), a market-based benchmark lending rate, saw its over-five-year rate, on which lenders base their mortgage rates, come in at 3.95%, down from the previous reading of 4.2%, according to the National Interbank Funding Center. Meanwhile, the one-year LPR remained unchanged at 3.45%. 報(bào)道中的LPR (loan prime rate)即貸款市場報(bào)價(jià)利率，是指由各報(bào)價(jià)銀行根據(jù)其對(duì)最優(yōu)質(zhì)客戶執(zhí)行的貸款利率，按照公開市場操作利率加點(diǎn)形成的方式報(bào)價(jià)，由中國人民銀行授權(quán)全國銀行間同業(yè)拆借中心計(jì)算得出并發(fā)布的利率。目前，LPR包括1年期和5年期以上兩個(gè)期限品種。 | 